Where People Are Worth More Than Money
Meadowland Credit Union will be closed for training on Columbus Day Monday October 12, 2026.
Home and Mobile Banking will be available.
Important Update: The Card Suite Lite App will be discontinued on November 30, 2026. Please switch to our regular electronic service to continue monitoring your debit card transactions.
Deposit Rates
Money Market Investment Account
| Balance | Dividend Rate | APY* |
|---|---|---|
| $0 - $2,499 | 0.05% | 0.05% |
| $2,500 - $9,999 | 0.55% | 0.55% |
| $10,000 - $24,999 | 0.75% | 0.75% |
| $25,000 + | 1.54% | 1.55% |
Effective Date as of: 10/07/2026
$100 minimum deposit to open. $2500 minimum to start earning APY as stated. APY’s can change after account opening
Money Market Advantage Account
| Balance | Dividend Rate | APY* |
|---|---|---|
| $0 - $14,999 | 0.05% | 0.05% |
| $15,000 - $24,999 | 0.75% | 0.75% |
| $25,000 - $49,999 | 1.54% | 1.55% |
| $50,000 - $99,999 | 1.592% | 1.60% |
| $100,000 | 2.124% | 2.15% |
Effective Date as of: 10/07/2026
$100 minimum deposit to open. $15000 minimum to start earning APY as stated and avoid account fee. APY’s can change after account opening
Checking Account
| Share Type | Minimum Balance | Dividend Rate | APY* |
|---|---|---|---|
| Totally Free Checking | $0 | n/a | n/a |
Effective Date as of: 10/07/2026
Savings Account
| Share Type | Minimum Balance | Dividend Rate | APY* |
|---|---|---|---|
| Regular Savings** | $5.00 | 0.05% | 0.05% |
| Falcon Saver (ages 0-12) | $0 | 0.25% | 0.25% |
| Teen Club (ages 13-17) | $0 | 0.25% | 0.25% |
| Holiday Club | $0 | 0.50% | 0.50% |
| Vacation Club | $0 | 0.50% | 0.50% |
| IRA Savings | $0 | 0.549% | 0.55% |
Effective Date as of: 10/07/2026
Share Certificates and IRA Certificates
| Certificate & IRA Certificate Type | Minimum Balance | Dividend Rate | APY* |
|---|---|---|---|
| 3 Month | $500.00 | 3.211% | 3.25% |
| 6 Month | $500.00 | 4.038% | 4.10% |
| 1 Year | $500.00 | 3.698% | 3.75% |
| 2 Year | $500.00 | 3.941% | 4.00% |
| 3 Year | $500.00 | 4.087% | 4.15% |
| 4 Year | $500.00 | 4.281% | 4.35% |
| 5 year | $500.00 | 4.426% | 4.50% |
Effective Date as of: 10/07/2026
IRA Certificate term available are 1 year or greater
Early withdrawal penalties are: 90 days for a certificate less than 1 year in maturity, 180 days for a certificate with a maturity of 1 year to 3 years, 365 days for a certificate with a maturity of 4 years or greater. Dividends earned daily and paid quarterly.
Health Savings Accounts (HSA)
| Daily Balance to Earn APY | Dividend Rate | APY* |
|---|---|---|
| < $500.00 | 0.05% | 0.05% |
| $500 - $2,499.99 | 0.10% | 0.10% |
| $2,500 - $4,999.99 | 0.16% | 0.16% |
| $5,000 - $14,999.99 | 0.22% | 0.22% |
| $15,000 and above | 0.30% | 0.30% |
Effective Date as of: 10/07/2026
Fees could reduce earnings on an account
No limit on withdrawals.
*APY denotes Annual Percentage Yield
*APYs can change after account opening
FAQ
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A frequently asked question surrounding your service
A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.
A frequently asked question surrounding your service
A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.
A frequently asked question surrounding your service
A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.
A frequently asked question surrounding your service
A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.
A frequently asked question surrounding your service
A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.
A frequently asked question surrounding your service
A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.
A frequently asked question surrounding your service
A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.