Where People Are Worth More Than Money
Meadowland Credit Union will be closed for training on Columbus Day Monday October 12, 2026.
Home and Mobile Banking will be available.
Important Update: The Card Suite Lite App will be discontinued on November 30, 2026. Please switch to our regular electronic service to continue monitoring your debit card transactions.
Home Equity Loan Rates
1st and/or 2nd Mortgage
5 Year ARM (Adjustable Rate Mortgage)
| Loan to Value | APR* | Monthly Payment** |
|---|---|---|
| Up to 80% | As Low as 5.75% | $19.22 |
| 81 - 90 % | As Low as 7.25% | $19.93 |
| 91 - 100% | As Low as 8.50% | $20.53 |
Effective Date as of: 10/07/2026
Monthly Payment was calculated using $1,000 loan amount and a term of 25 years
Rate may change after 5 years and payment amount will change.
5 Year Fixed
| Loan to Value | APR* | Monthly Payment** |
|---|---|---|
| Up to 80% | As Low as 5.375% | $19.05 |
| 81 - 90 % | As Low as 6.125% | $19.40 |
| 91 - 100% | As Low as 6.875% | $19.75 |
Effective Date as of: 10/07/2026
7 Year Fixed
| Loan to Value | APR* | Monthly Payment** |
|---|---|---|
| Up to 80% | As Low as 5.625% | $14.44 |
| 81 - 90 % | As Low as 6.375% | $14.80 |
| 91 - 100% | As Low as 7.125% | $15.16 |
Effective Date as of: 10/07/2026
10 Year Fixed
| Loan to Value | APR* | Monthly Payment** |
|---|---|---|
| Up to 80% | As Low as 6.125% | $11.17 |
| 81 - 90 % | As Low as 6.875% | $11.56 |
| 91 - 100% | As Low as 7.625% | $11.94 |
Effective Date as of: 10/07/2026
Home Equity Line of Credit Rates
| Loan to Value | Variable Rate - APR* | Monthly Payment** |
|---|---|---|
| Up to 80% LTV | As Low as 7.00% | 1.50% of Balance Min. |
| Up to 90 % LTV | As Low as 7.25% | 1.50% of Balance Min. |
| Up to 100% LTV | As Low as 7.50% | 1.50% of Balance Min. |
Effective Date as of: 10/07/2026
Rate may change depending on prime rate on June 30th and December 31st
* APR denotes Annual Percentage Rate
** Monthly Payment is based on payment per $1000 for rate and term
All above rates are based on certain credit worthiness criteria.
Some loans greater than 5 years are subject to a demand feature.
The above rates are based on the following criteria
- Combined Loan to Value
- Credit history with Meadowland Credit Union
- Current FICO credit score
All Rates are Subject to Change
FAQ
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A frequently asked question surrounding your service
A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.
A frequently asked question surrounding your service
A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.
A frequently asked question surrounding your service
A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.
A frequently asked question surrounding your service
A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.
A frequently asked question surrounding your service
A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.
A frequently asked question surrounding your service
A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.
A frequently asked question surrounding your service
A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.