Where People Are Worth More Than Money
Deposit Rates
Money Market Investment Account
| Balance | Dividend Rate | APY* |
|---|---|---|
| $0 - $2,499 | 0.00% | 0.00% |
| $2,500 - $9,999 | 0.75% | 0.75% |
| $10,000 - $24,999 | 0.95% | 0.95% |
| $25,000 + | 1.492% | 1.50% |
Effective Date as of: 11/21/2024
$100 minimum deposit to open. $2500 minimum to start earning APY as stated. APY’s can change after account opening
Money Market Advantage Account
| Balance | Dividend Rate | APY* |
|---|---|---|
| $0 - $14,999 | 0.00% | 0.00% |
| $15,000 - $24,999 | 0.85% | 0.85% |
| $25,000 - $49,999 | 1.492% | 1.50% |
| $50,000 - $99,999 | 1.736% | 1.75% |
| $100,000 | 2.030% | 2.050% |
Effective Date as of: 11/21/2024
$100 minimum deposit to open. $15000 minimum to start earning APY as stated and avoid account fee. APY’s can change after account opening
Checking Account
| Share Type | Minimum Balance | Dividend Rate | APY* |
|---|---|---|---|
| Totally Free Checking | $0 | n/a | n/a |
Effective Date as of: 11/21/2024
Savings Account
| Share Type | Minimum Balance | Dividend Rate | APY* |
|---|---|---|---|
| Regular Savings** | $5.00 | 0.05% | 0.05% |
| Falcon Saver (ages 0-12) | $0 | 0.20% | 0.20% |
| Teen Club (ages 13-17) | $0 | 0.20% | 0.20% |
| Holiday Club | $0 | 0.50% | 0.50% |
| Vacation Club | $0 | 0.20% | 0.20% |
| IRA Savings | $0 | 0.50% | 0.50% |
Effective Date as of: 11/21/2024
Share Certificates and IRA Certificates
| Certificate & IRA Certificate Type | Minimum Balance | Dividend Rate | APY* |
|---|---|---|---|
| 3 Month | $500.00 | 1.788% | 1.80% |
| 6 Month | $500.00 | 3.455% | 3.50% |
| 1 Year | $500.00 | 3.941% | 4.00% |
| 2 Year | $500.00 | 3.796% | 3.85% |
| 3 Year | $500.00 | 3.698% | 3.75% |
| 4 Year | $500.00 | 2.575% | 2.60% |
| 5 year | $500.00 | 2.722% | 2.75% |
Effective Date as of: 11/21/2024
IRA Certificate term available are 1 year or greater
Early withdrawal penalties are: 90 days for a certificate less than 1 year in maturity, 180 days for a certificate with a maturity of 1 year to 3 years, 365 days for a certificate with a maturity of 4 years or greater. Dividends earned daily and paid quarterly.
Health Savings Accounts (HSA)
| Daily Balance to Earn APY | Dividend Rate | APY* |
|---|---|---|
| < $500.00 | 0.05% | 0.05% |
| $500 - $2,499.99 | 0.10% | 0.10% |
| $2,500 - $4,999.99 | 0.15% | 0.15% |
| $5,000 - $14,999.99 | 0.20% | 0.20% |
| $15,000 and above | 0.25% | 0.25% |
Effective Date as of: 11/21/2024
Fees could reduce earnings on an account
No limit on withdrawals.
*APY denotes Annual Percentage Yield
*APYs can change after account opening
FAQ
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A frequently asked question surrounding your service
A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.
A frequently asked question surrounding your service
A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.
A frequently asked question surrounding your service
A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.
A frequently asked question surrounding your service
A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.
A frequently asked question surrounding your service
A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.
A frequently asked question surrounding your service
A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.
A frequently asked question surrounding your service
A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.