Meadowland Credit Union

Home Equity Loan Rates

1st and/or 2nd Mortgage

5 Year ARM (Adjustable Rate Mortgage)

Loan to ValueAPR*Monthly Payment**
Up to 80%As Low as 4.750%$18.76
81 - 90 %As Low as 6.250%$19.45
91 - 100%As Low as 7.500%$20.04

Effective Date as of: 11/21/2024

Monthly Payment was calculated using $1,000 loan amount and a term of 25 years

Rate may change after 5 years and payment amount will change.

5 Year Fixed

Loan to ValueAPR*Monthly Payment**
Up to 80%As Low as 5.00%$18.87
81 - 90 %As Low as 6.00%$19.34
91 - 100%As Low as 7.00%$19.81

Effective Date as of: 11/21/2024

7 Year Fixed

Loan to ValueAPR*Monthly Payment**
Up to 80%As Low as 5.50%$14.37
81 - 90 %As Low as 6.50%$14.85
91 - 100%As Low as 7.50%$15.34

Effective Date as of: 11/21/2024

10 Year Fixed

Loan to ValueAPR*Monthly Payment**
Up to 80%As Low as 6.250%$11.23
81 - 90 %As Low as 7.250%$11.88
91 - 100%As Low as 8.250%$12.40

Effective Date as of: 11/21/2024

Home Equity Line of Credit Rates

Loan to ValueVariable Rate - APR*Monthly Payment**
Up to 80% LTVAs Low as 8.00%1.50% of Balance Min.
Up to 90 % LTVAs Low as 8.50%1.50% of Balance Min.
Up to 100% LTVAs Low as 9.00%1.50% of Balance Min.

Effective Date as of: 11/21/2024

Rate may change depending on prime rate on June 30th and December 31st

* APR denotes Annual Percentage Rate

** Monthly Payment is based on payment per $1000 for rate and term

All above rates are based on certain credit worthiness criteria.

Some loans greater than 5 years are subject to a demand feature.

The above rates are based on the following criteria

  1. Combined Loan to Value
  2. Credit history with Meadowland Credit Union
  3. Current FICO credit score

 

All Rates are Subject to Change

FAQ

A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.
A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.
A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.
A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.
A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.
A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.
A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.
A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.